Private lending,
simplified.
Fast, clear financing built for the reality of the field — for investors, renovators, and builders across Quebec.
Financing built around your project.
Every real estate project is different. We structure financing around your strategy, whether it's a flip, a first project, a bridge loan, a multi-unit acquisition, or a conventional loan.
Property Flip
Flexible financing suited to renovation work and a short-term resale.
Temporary LiquidityBridge Loan
A temporary financing solution to bridge a cash-flow gap between two real estate transactions — for example, between buying a new property and selling an existing one.
Income PropertiesMulti-Unit Acquisition
Financing for the purchase of income properties (duplexes, triplexes, multi-unit buildings, and more). This loan is structured around the property's rental potential and generated income.
Traditional FinancingConventional Loan
A more traditional financing solution, with standard terms and a longer term, for investors whose project is already stabilized.
Our terms, clearly stated.
At CBA inc, we believe transparency builds trust. Here are our base financing parameters.
Real expertise you can hear.
All of our loan officers have completed flips or real estate purchases themselves. We evaluate projects based on the numbers and the profile — not the paperwork.
Fast approvals
Decisions made directly under one roof, within 24 business hours.
No surprises
Clear terms, fixed fees, full transparency on costs.
Dedicated communication
An in-house team that supports you from start to finish.
Tailored to your project
Solutions structured around your strategy and your reality.
An accessible team.
Your file is reviewed directly by a member of our team.
Projects that become reality.
A few real projects we have financed.
ConversionFormer Desjardins branch converted into multi-unit housing
A former commercial building repurposed into a multi-unit residential property: a complete interior redesign to create value and maximize the resale.
After renovationDuplex renovated to increase its value
Renovation of a duplex — exterior siding, balconies and finishes — to increase its market value ahead of the resale.
Before
AfterSingle-family home — before / after
A character home brought up to date: roof, exterior siding, porch and layout redone, ready for resale.
Learn before you invest.
Practical guides to analyze your projects, avoid costly mistakes, and structure your financing.
What Is a Private Loan?
A private loan is an alternative financing solution to traditional banking institutions.
Read the articlePrivate LendingBank vs. Private Lender: What's the Difference?
Investors have two main options: traditional banks and private lenders.
Read the articlePrivate LendingUnderstanding the Down Payment in Real Estate
The down payment is the initial amount you need to invest when purchasing a property.
Read the articleReady to turn your vision into value?
Start your application today — pre-approval in 24 business hours.