Financing criteria & terms.
All of our base parameters, clearly laid out. Transparency is at the heart of our approach.
Presented with transparency.
100%
Up to 100% financed.
15%+
Competitive interest rates starting at 15%.
3–24 months
Terms of 3 to 24 months depending on the project.
3%
Origination fee of 3% of the approved loan amount.
$1,500
$1,500 capital reservation fee upon acceptance of the offer.
$100,000
Minimum loan of $100,000 per project.
75%
Maximum loan-to-value ratio of 75%.
24 hrs
Pre-approval within 24 business hours.
Estimate your monthly payments.
CBA inc private loans are repaid interest-only. Enter an amount and choose a rate to estimate your monthly payment, as well as the effective rate if the loan is repaid at the chosen term, fees included.
These amounts are for illustrative purposes only and do not constitute a financing offer. The effective rate includes the origination fee (3% of the loan) and the capital reservation fee ($1,500), spread over the chosen term. The exact rate depends on the project, the LTV, and the borrower's profile.
The loan-to-value ratio (LTV).
LTV, or loan-to-value ratio, compares the loan amount to the property's value. A maximum LTV of 75% means we finance up to 75% of the project's after-repair value.
The criteria we analyze.
The value of the project and its potential
We analyze the asset, its potential, and the strategy rather than just your personal credit file.
Exit capacity
A clear exit strategy (resale, refinance, or rental) strengthens approval.
The down payment
An available down payment demonstrates your commitment and reduces risk.
A detailed budget
Contractor quotes and a realistic budget speed up the analysis.
Ready to turn your vision into value?
Start your application today — pre-approval in 24 business hours.